<p><img src="https://static6.businessinsider.com/image/5dd85b72fd9db25e383b14e3-2377/american express 6.jpg" border="0" alt="american express 6" data-mce-source="Crystal Cox/Business Insider"></p><p></p><bi-shortcode id="summary-shortcode" data-type="summary-shortcode" class="mceNonEditable" contenteditable="false">Summary List Placement</bi-shortcode><h2>The best American Express cards</h2><ul class="summary-list"><li><strong>Best Amex card for lounge access, elite status, and more travel perks: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e78df992d654f251532f27d">Platinum Card from American Express</bi-inline-shortcode></strong></li><li><strong>Best Amex card for dining rewards: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e78ea42671de024d00cf6b6">American Express Gold Card</bi-inline-shortcode></strong></li><li><strong>Best cash-back Amex card: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e82417314f18f5a843aa432">Blue Cash Preferred Card from American Express</bi-inline-shortcode></strong></li><li><strong>Best for bonus points on travel: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e78f7af1378e3021541b1c8">American Express Green Card</bi-inline-shortcode></strong></li><li><strong>Best business credit card for travelers: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e78e372671de020577f79f5">The Business Platinum Card from American Express</bi-inline-shortcode></strong></li><li><strong>Best business card for everyday spending: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e824adc487c2258152d2483">The Blue Business Plus Credit Card from American Express</bi-inline-shortcode></strong></li><li><strong>Great bonus categories for families: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e8df52315ea4b38727243c8">Amex EveryDay Preferred Credit Card</bi-inline-shortcode></strong></li><li><strong>Best no-annual-fee Amex card: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5ea88c30a2fd9142bc62a3f4">Amex EveryDay Credit Card from American Express</bi-inline-shortcode></strong></li><li><strong>Best Amex card with a low intro APR: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e82478e671de00a8c34aec2">Blue Cash Everyday Card from American Express</bi-inline-shortcode></strong></li></ul><p>American Express is most famous for its travel cards like the <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e78df992d654f251532f27d">Platinum Card</bi-inline-shortcode> and premium "experiential" offerings like concierge service, but it also offers cards with non-travel perks and lower annual fees. </p><p>Amex cards also offer various benefits like travel insurance and purchase protection. Additionally, all American Express cardholders get access to <a href="https://www.businessinsider.com/personal-finance/how-amex-offers-work" target="_blank" rel="noopener">Amex Offers</a> that can earn you bonus points or get cash back when you shop with certain retailers.</p><p>If you're looking for the best Amex card for you, here are the ones you should consider.</p><bi-shortcode id="disclaimer" class="mceNonEditable" data-type="pfifinancialresponsibility"> </bi-shortcode><bi-shortcode id="table-of-contents-sticky" class="mceNonEditable" data-type="h2">Table of Contents: Masthead Sticky</bi-shortcode><h2>Best Amex card if you travel a lot: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e78df992d654f251532f27d">Platinum Card</bi-inline-shortcode></h2><bi-shortcode id="commerce-link" class="mceNonEditable" data-cardtype="credit-card" data-pid="5e78df992d654f251532f27d" data-type="undefined">American Express Platinum Card from American Express</bi-shortcode><p>At $550 <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5fa03efcbe509c166a3dc50d">(See Rates)</bi-inline-shortcode>, the <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e78df992d654f251532f27d">Platinum Card</bi-inline-shortcode> has one of the highest annual fees of any mainstream card. However, as long as you're willing to float it up front, you can get way more value back from the cardfor instance, <a href="http://www.businessinsider.com/american-express-platinum-credit-card-review-2018-2" target="_blank" rel="noopener">it's possible to get more than $2,000 in value from it during your first year</a>.</p><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5d3f5ab848c50a58da3e469b" data-title="Amex Platinum review: The best card for airport lounge access and other high-end travel perks, with a 75,000-point welcome bonus" data-url="https://www.businessinsider.com/personal-finance/american-express-platinum-credit-card-review" data-thumbnail="https://i.insider.com/5e56870efee23d60ff5b9203" data-shortcode-display-text="Related Article Module: Amex Platinum review: The best card for airport lounge access and other high-end travel perks, with a 75,000-point welcome bonus"> </bi-shortcode><p>The <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e78df992d654f251532f27d">Platinum Card</bi-inline-shortcode> offers 5 points per dollar spent on flights booked directly with the airline, as well as flights and pre-paid hotels booked through Amex Travel (starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year). It earns 1x point on everything else <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="annual_fee_display" data-customtext="" data-shouldlink="false" data-pid="5fa03efcbe509c166a3dc50d">(Note: New cardmembers can earn 10x points on eligible purchases at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during the first 6 months of card membership)</bi-inline-shortcode>.</p><p>The card comes with a long list of perks, including access to more than 1,200 airport lounges within the <a href="https://www.businessinsider.com/priority-pass-airport-lounge-access-credit-cards" target="_blank" rel="noopener">Priority Pass network</a>, as well as <a href="https://www.businessinsider.com/get-delta-sky-club-access-credit-cards" target="_blank" rel="noopener">Delta Sky Clubs</a> (when you're flying Delta) and proprietary <a href="https://www.businessinsider.com/business-platinum-amex-worth-it-centurion-lounge-access" target="_blank" rel="noopener">American Express Centurion Lounges</a>. It also offers complimentary <a href="https://www.businessinsider.com/amex-platinum-gold-status-hotel-benefits-hilton-marriott-starwood-2018-8" target="_blank" rel="noopener">Gold elite status with Marriott and Hilton hotels</a>, as well as up to $100 per year in <a href="http://www.businessinsider.com/amex-platinum-100-dollar-saks-shopping-credit-2018-6" target="_blank" rel="noopener">shopping credits at Saks Fifth Avenue</a>, up to <a href="https://www.businessinsider.com/how-to-use-amex-platinum-uber-credit" target="_blank" rel="noopener">$200 in Uber credits</a> each cardmember year, and <a href="https://www.businessinsider.com/amex-platinum-by-invitation-only-event-with-massimo-bottura-2018-5" target="_blank" rel="noopener">access to special events</a>.</p><h2>Best for dining rewards: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e78ea42671de024d00cf6b6">Amex Gold Card</bi-inline-shortcode></h2><bi-shortcode id="commerce-link" class="mceNonEditable" data-cardtype="credit-card" data-pid="5e78ea42671de024d00cf6b6" data-type="undefined">American Express American Express Gold Card</bi-shortcode><p> </p><p>The <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e78ea42671de024d00cf6b6">Amex Gold Card</bi-inline-shortcode> is one of best cards available for dining, unless you're only interested in cash back, rather than potentially more valuable rewards points.</p><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5bbe0eb3765453386d2cc527" data-title="American Express Gold card review: If you eat out and shop at US supermarkets, this card's rewards and benefits are hard to beat" data-url="https://www.businessinsider.com/personal-finance/amex-gold-card-review" data-thumbnail="https://i.insider.com/5e22031724306a71ff3e4cd2" data-shortcode-display-text="Related Article Module: American Express Gold card review: If you eat out and shop at US supermarkets, this card's rewards and benefits are hard to beat"> </bi-shortcode><p>The <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e78ea42671de024d00cf6b6">Amex Gold Card</bi-inline-shortcode> earns 4x points at restaurants worldwide and on up to $25,000 per calendar year at U.S. supermarkets (and 1x point after that), 3x points on flights booked directly with the airline, and 1x point on everything else. Based on the fact that <a href="https://www.businessinsider.com/american-express-membership-rewards-best-ways-to-use-points-2018-9" target="_blank" rel="noopener">you can easily redeem Membership Rewards points for more than 1 cent of value each</a>, that makes this the highest-earning card for everything food-related.</p><p>The <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e78ea42671de024d00cf6b6">Amex Gold Card</bi-inline-shortcode> adds up to $120 of dining creditssplit into $10 each monthat Grubhub, Seamless, The Cheesecake Factory, Ruth's Steak House, or participating Shake Shack locations.</p><h2>Best for cash back: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e82417314f18f5a843aa432">Blue Cash Preferred Card from American Express</bi-inline-shortcode></h2><bi-shortcode id="commerce-link" class="mceNonEditable" data-cardtype="credit-card" data-pid="5e82417314f18f5a843aa432" data-type="undefined">American Express Blue Cash Preferred Card from American Express</bi-shortcode><p>If you're less excited about earning <a href="https://www.businessinsider.com/amex-membership-rewards-points-ways-to-use" target="_blank" rel="noopener">Membership Rewards points</a>which can be valuable, but also require some effort to redeem for maximum valueand want to stick with cash back, the <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e82417314f18f5a843aa432">Blue Cash Preferred Card from American Express</bi-inline-shortcode> is the best option, despite its <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="annual_fee_display" data-customtext="" data-shouldlink="false" data-pid="5f4fb2a7eec8fb21075d530d"> $95 (waived the first year if you apply by 12/10/2020)</bi-inline-shortcode> annual fee <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5f4fb2a7eec8fb21075d530d">(See Rates)</bi-inline-shortcode>.</p><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5c055ee04598b54a0e538f78" data-title="Amex Blue Cash Preferred card review: Earning 6% back at the supermarket is a no-brainer" data-url="https://www.businessinsider.com/personal-finance/american-express-blue-cash-preferred-review" data-thumbnail="https://i.insider.com/5f85d41591aa9e001880b49c" data-shortcode-display-text="Related Article Module: Amex Blue Cash Preferred card review: Earning 6% back at the supermarket is a no-brainer"> </bi-shortcode><p>You'll earn 6% cash back on select U.S. streaming services and 3% back on all transit. That's in addition to 6% cash back at U.S. supermarkets on up to $6,000 in purchases per calendar year (and 1% after that), 3% back at U.S. gas stations, and 1% cash back on everything else.</p><p>The <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e82417314f18f5a843aa432">Blue Cash Preferred Card from American Express</bi-inline-shortcode> offers a 0% intro APR on purchases for the first 12 months, before switching to a <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="regular_apr_display" data-customtext="" data-shouldlink="false" data-pid="5e82417314f18f5a843aa432">12.99% to 23.99% variable APR</bi-inline-shortcode> <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5f4fb2a7eec8fb21075d530d">(See Rates)</bi-inline-shortcode>. </p><p>The <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e82417314f18f5a843aa432">Blue Cash Preferred Card from American Express</bi-inline-shortcode> comes with a handful of travel and purchase protections as well. Cash back comes in the form of a statement credit, so effectively you can use it to "erase" purchases.</p><h2><strong>If you travel but don't want to pay for the Amex Platinum: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e78f7af1378e3021541b1c8">Amex Green Card</bi-inline-shortcode></strong></h2><bi-shortcode id="commerce-link" class="mceNonEditable" data-cardtype="credit-card" data-pid="5e78f7af1378e3021541b1c8" data-type="undefined">American Express American Express Green Card</bi-shortcode><p> </p><p>The <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e78f7af1378e3021541b1c8">Amex Green Card</bi-inline-shortcode> has become a top option for earning Membership Rewards points on travel and dining. </p><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5dc1bb077eece565de7fd483" data-title="The Amex Green card earns valuable bonus points on travel and dining, but it faces stiff competition from Chase's Sapphire cards" data-url="https://www.businessinsider.com/personal-finance/amex-green-card-review" data-thumbnail="https://i.insider.com/5dc5d8887eece573460c8769" data-shortcode-display-text="Related Article Module: The Amex Green card earns valuable bonus points on travel and dining, but it faces stiff competition from Chase's Sapphire cards"> </bi-shortcode><p>You'll earn 3 points per dollar on all eligible travel, which includes everything from subway fare to hotels to flights. You'll also earn 3 points per dollar at restaurants worldwide. In terms of points-earning, this puts the <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e78f7af1378e3021541b1c8">Amex Green Card</bi-inline-shortcode> on par with the <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="name" data-customtext="" data-shouldlink="true" data-pid="5e72234fc48540106c2d63b3">Chase Sapphire Reserve</bi-inline-shortcode>, which also offers 3x points in these spending categories.</p><p>Other benefits include up to $100 in statement credits toward CLEAR membership each year, and up to $100 in statement credits per year toward LoungeBuddy purchases (for airport lounge access).</p><p>The Amex Green card has a $150 annual fee, but that's relatively moderate, especially if you can take advantage of those two annual statement credits.</p><h2>Best business card for travelers: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e78e372671de020577f79f5">Amex Business Platinum Card</bi-inline-shortcode></h2><bi-shortcode id="commerce-link" class="mceNonEditable" data-cardtype="credit-card" data-pid="5e78e372671de020577f79f5" data-type="undefined">American Express The Business Platinum Card from American Express</bi-shortcode><p>The <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e78e372671de020577f79f5">Amex Business Platinum Card</bi-inline-shortcode> is Amex's top-of-the-line business credit card, and it has many of the same perks you'll find on the personal <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e78df992d654f251532f27d">Platinum Card</bi-inline-shortcode>, including up to a $200 airline fee credit each year, access to airport lounges including Centurion Lounges and Priority Pass lounges, and up to a $100 credit to cover the application fee for Global Entry or TSA PreCheck.</p><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5bb3826276545316a5758bf1" data-title="Amex's Business Platinum is one of the best cards for small business ownersthe welcome bonus alone is worth up to $2,000 in free travel" data-url="https://www.businessinsider.com/personal-finance/amex-business-platinum-card-review" data-thumbnail="https://i.insider.com/5bb3841aac0a6315f7314ca4" data-shortcode-display-text="Related Article Module: Amex's Business Platinum is one of the best cards for small business ownersthe welcome bonus alone is worth up to $2,000 in free travel"> </bi-shortcode><p>It also offers several benefits that cater to business owners, such as a 50% points bonus on purchases of $5,000 or more (up to 1 million additional points each year) and up to $200 in annual statement credits for Dell purchases ($100 each half of the year).</p><p>If you use Amex points to book travel, you'll appreciate the 35% Pay With Points rebate, which applies to business- and first-class flights or flights in any class with a selected qualifying airline booked through amextravel.com. You can get up to 500,000 points back in a calendar year.</p><p>The personal <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e78df992d654f251532f27d">Platinum Card</bi-inline-shortcode> has the advantage when it comes to bonus categoriesit earns 5x points on flights booked directly with the airline or through Amex Travel, while the Business Platinum only earns 5x points on flights and prepaid hotels booked with Amex Travel. <a href="https://www.businessinsider.com/amex-platinum-vs-business-platinum-card-comparison" target="_blank" rel="noopener">For more info on the differences between the Business Platinum and the personal Amex Platinum, read our in-depth comparison.</a></p><h2>Best business card for earning maximum points: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e824adc487c2258152d2483">The Blue Business Plus Credit Card from American Express</bi-inline-shortcode></h2><bi-shortcode id="commerce-link" class="mceNonEditable" data-cardtype="credit-card" data-pid="5e824adc487c2258152d2483" data-type="undefined">American Express The Blue Business Plus Credit Card from American Express</bi-shortcode><p>The Blue Business Plus card earns 2x Amex points on the first $50,000 you spend each year, then 1x points. Up until that $50,000 threshold, you're effectively earning a 4% return on all your purchases, based on The Points Guy's <a href="https://thepointsguy.com/guide/monthly-valuations/" target="_blank" rel="nofollow nofollow noopener sponsored">valuations</a>.</p><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5bec47f83815077ccd7d0312" data-title="Amex Blue Business Plus review: A great business credit card for earning travel points, with no annual fee" data-url="https://www.businessinsider.com/personal-finance/amex-blue-business-plus-credit-card-review" data-thumbnail="https://i.insider.com/5eb0352c5f726e77e13f40b5" data-shortcode-display-text="Related Article Module: Amex Blue Business Plus review: A great business credit card for earning travel points, with no annual fee"> </bi-shortcode><p>Another bonus is that <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e824adc487c2258152d2483">The Blue Business Plus Credit Card from American Express</bi-inline-shortcode> has no annual fee. Just remember that it is a business product, so if you don't have a side gig or a small enterprise that would qualify you for a business card, you won't be eligible.</p><p>One downside is that there's no welcome bonus, but the return on spending could be reason enough to consider this card.</p><h2>Great bonus categories for families: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e8df52315ea4b38727243c8">Amex EveryDay Preferred Credit Card</bi-inline-shortcode></h2><p>The <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e8df52315ea4b38727243c8">Amex EveryDay Preferred Credit Card</bi-inline-shortcode> is a strong option for anyone looking for a Membership Rewards card, but who's not interested in a premium card like the Platinum or the Amex Gold. It also has a strong points-earning scheme and a lower annual fee of $95.</p><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5f749bbc02495a39454eae54" data-title="Amex EveryDay Preferred review: A good card for earning Amex travel points, and it gets even better if you use it 30 times a month" data-url="https://www.businessinsider.com/personal-finance/amex-everyday-preferred-card-review" data-thumbnail="https://i.insider.com/5f7b3b35282c500018c78938" data-shortcode-display-text="Related Article Module: Amex EveryDay Preferred review: A good card for earning Amex travel points, and it gets even better if you use it 30 times a month"> </bi-shortcode><p>The card earns 3 points per dollar spent at U.S. supermarkets (up to $6,000 each calendar year1 point per dollar after that), 2x points at U.S. gas stations, and 1x point on everything else. You can also get 2x points on reservations made through Amex Travel.</p><p>Best of all, if you make 30 or more purchases in a billing period, you'll earn a 50% bonus. That means that those little $3 and $4 charges for things like coffee or a snack can help you get a ton of points quickly.</p><p>The card also offers a 0% intro APR on purchases and balance transfers for the first 12 months after account opening, before switching to a <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="regular_apr_display" data-customtext="" data-shouldlink="false" data-pid="5e8df52315ea4b38727243c8">12.99% to 22.99% Variable</bi-inline-shortcode>. If you have a big purchase coming up and want some time to pay it off, but don't want to pay interest fees, this is a great option.</p><h2>Best Amex card with no annual fee: <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5ea88c30a2fd9142bc62a3f4">Amex EveryDay Card</bi-inline-shortcode></h2><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5f4e6cf88cac1350363c3552" data-title="Amex EveryDay credit card review: The best way to earn Amex points if you don't want to pay an annual fee" data-url="https://www.businessinsider.com/personal-finance/amex-everyday-credit-card-review" data-thumbnail="https://i.insider.com/5f4e9f1b7ed0ee001e25ccc8" data-shortcode-display-text="Related Article Module: Amex EveryDay credit card review: The best way to earn Amex points if you don't want to pay an annual fee"> </bi-shortcode><p>The Amex EveryDay is a no-annual-fee version, which still offers solid rewards. It earns 2x points at U.S. supermarkets (again up to $6,000 of purchases per calendar year, then 1x after that) and at AmexTravel.com, and 1x on everything else. It also offers 20% more points when you make 20 or more purchases in a billing period.</p><p>Like most Amex cards, it features a few travel and purchase protections, as well as access to the Amex Offers program.</p><p>While most people will be better off with the Preferred, the regular EveryDay is still a strong optionespecially since there's no annual fee.</p><h2>Best Amex card with an intro APR offer: <strong><bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e82478e671de00a8c34aec2">Blue Cash Everyday Card from American Express</bi-inline-shortcode></strong></h2><bi-shortcode id="commerce-link" class="mceNonEditable" data-cardtype="credit-card" data-pid="5e82478e671de00a8c34aec2" data-type="undefined">American Express Blue Cash Everyday Card from American Express</bi-shortcode><p>The <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5e82478e671de00a8c34aec2">Blue Cash Everyday Card from American Express</bi-inline-shortcode> is similar to the Blue Cash Preferred, with a different earning structure and no annual fee <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5f4fb26b78dac123946900c5">(See Rates)</bi-inline-shortcode>.</p><bi-shortcode id="related-article-module" class="mceNonEditable" data-type="5e74e68fc485407b7120d676" data-title="Amex Blue Cash Everyday card review: It's hard to beat for bonus cash back without an annual fee" data-url="https://www.businessinsider.com/personal-finance/blue-cash-everyday-amex-card-review" data-thumbnail="https://i.insider.com/5e74ea01c485403b601ef5c2" data-shortcode-display-text="Related Article Module: Amex Blue Cash Everyday card review: It's hard to beat for bonus cash back without an annual fee"> </bi-shortcode><p>The card earns a lower 3% cash back at U.S. supermarkets on up to $6,000 each calendar yearand 1% after that2% back at U.S. gas stations and select U.S. department stores, and 1% cash back on everything else. While many people spend enough in the bonus categories to make the Blue Cash Preferred the better option, this remains a decent card for anyone who's strictly opposed to paying an annual fee.</p><p>If you're looking to make a major purchase and pay it off over time, like an appliance or an engagement ring, you can take advantage of the 0% intro APR on purchases for the first 15 months after account opening (after that, it reverts to a <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="regular_apr_display" data-customtext="" data-shouldlink="false" data-pid="5e82478e671de00a8c34aec2">13.99% to 23.99% variable APR</bi-inline-shortcode> <bi-inline-shortcode id="commerce-link" contenteditable="false" data-fields="product_editorial_name" data-customtext="" data-shouldlink="true" data-pid="5f4fb26b78dac123946900c5">(See Rates)</bi-inline-shortcode>). You'll earn cash back on the purchase, which you can put right towards paying it off.</p><bi-shortcode id="related-content-module" class="mceNonEditable" data-type="more-credit-card-coverage">Related Content Module: More Credit Card Coverage</bi-shortcode><p><strong>SEE ALSO: <a href="https://www.businessinsider.com/credit-card-reviews-hub" >All our credit card reviewsfrom cash-back to travel rewards to business cardsin one place</a></strong></p><p><a href="https://www.businessinsider.com/personal-finance/best-american-express-cards#comments">Join the conversation about this story »</a></p>
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